AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service: 13 SICK
Emergency assistance applications: Sonder
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 85%MBS
specialist: 85%MBS
Pathology and X-ray: 85%MBS
Emergency ambulance service
Surgical implantation of prosthesis
prescription: Maximum $50 per drug, client pays $42.50 pbs
waiting period
pre-existing mental illness: 0 months
Other pre-existing symptoms: 12 months
obstetrics: 12 months
Extra Services & Surrender
Refund policy: Free
Official APP: My health
Clinic system coverage: Coverage of Australia
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StudentCare
AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service
Emergency assistance applications
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 100%MBS
specialist: 100%MBS
Pathology and X-ray: 100%MBS
Emergency ambulance service
Surgical implantation of prosthesis
Prescription: 100 per cent of the cost of each prescription item after out-of-pocket expenses for PBS and non-PBS drugs
waiting period
pre-existing mental illness: no waiting period
Other pre-existing symptoms: 12 months
obstetrics: no waiting period
Extra Services & Surrender
Free
Official APP: NIB
Clinic system coverage: Average Connected Clinic System
Counselling: 2 sessions per person per calendar year (up to $200 per session)
Preventive dental treatment: 1 per person per calendar year (100 per cent of actual cost)
Immunisation and Allergy Vaccines: Selection of vaccines included under outpatient medications, including HPV vaccines listed in the Australian Register of Medical Products (ARTG)
Medical transport: $100,000
Emergency ambulance service
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Core
AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service
Emergency assistance applications
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 100%MBS
specialist: 85%MBS
Pathology and X-ray: 85%MBS
Emergency ambulance service
Surgical implantation of prosthesis
prescription: Maximum $50 per drug, client pays $42.5 pbs
waiting period
pre-existing mental illness: 2 months
Other pre-existing symptoms: 12 months
obstetrics: 12 months
Extra Services & Surrender
Free
Official APP: NIB
Clinic system coverage: Average Connected Clinic System
More benefits
AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service
Emergency assistance applications
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 85%MBS
specialist: 85%MBS
Pathology and X-ray: 85%MBS
Emergency ambulance service
Surgical implantation of prosthesis
prescription: Maximum $70 per drug, client pays $30 pbs
waiting period
pre-existing mental illness: 0 months
Other pre-existing symptoms: 12 months
obstetrics: 12 months
Extra Services & Surrender
Refund policy: A limited refund administration fee may apply
Official APP: MEDIBANK OSHC
Clinic system coverage: Average Connected Clinic System
More benefits
AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service: 13 SICK
Emergency assistance applications
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 100%MBS
specialist: 100%MBS
Pathology and X-ray: 100%MBS
Emergency ambulance service
Surgical implantation of prosthesis
prescription: Maximum $50 per drug, client pays $42.50 pbs
waiting period
pre-existing mental illness: 2 months
Other pre-existing symptoms: 12 months
obstetrics: 12 months
Extra Services & Surrender
Refund policy: Free
Official APP: My Bupa
Clinic system coverage: interconnected system of clinics
More benefits
AU$
( If used, includes GST )
Purchase
Free-to-claim
Meet government demands
Apply in website
Office
Home visit service
Emergency assistance applications
Receive hospital treatment
Public
Private
Treatment
Hospital bed costs
Maternity and related services
Out-of-hospital treatment
GP: 100%MBS
Tele-medicine: 85%MBS
specialist: 85%MBS
Pathology and X-ray: 85%MBS
Emergency ambulance service
Surgical implantation of prosthesis
prescription: Maximum $50 per drug, client pays $42.5 pbs
waiting period
pre-existing mental illness: 2 months
Other pre-existing symptoms: 12 months
obstetrics: 12 months
Extra Services & Surrender
Refund policy: A limited refund administration fee may apply
Official APP: AHM OSHC
Clinic system coverage: Average Connected Clinic System
More benefits